When it comes to financial well-being, advice may be the difference between achieving your financial goals and falling short.

• Households who receive financial planning advice have an annual savings rate of 8.6 per cent, compared to only 4.3 per cent for non-advised households – that’s twice the rate of annual savings.
• Advised households have 4.2 times the median assets of non-advised families.¹
• After 15 years or more working with a financial advisor, an advised household accumulates 2.73 times more assets than an otherwise identical non-advised household.¹
• Advised households are twice as likely to ‘feel on track’ to retire when they want, compared to non-advised households.²

Having an advisor is about much more than gaining access to a wide range of financial products.

It’s about establishing a relationship with a financial expert - someone who understands your financial situation and develops a customized plan to help you meet your goals.

It’s never too early, or too late, to receive financial security advice. Some might even say you can’t afford not to.

¹ New evidence on the value of financial advice, Dr. Jon Cockerline, Ph. D, 2012

² Financial Planning Standards Council, Value of Financial Planning, 2012